Moving from Bend to Montgomery (2026)

Montgomery has a COL index of 81 vs 112 for Bend (100 = US average). You'd pay about 28% less for the same lifestyle.

Save ~$888/mo
on core expenses · $75K salary baseline

Key differences

COL index
11281
100 = US avg
1BR rent
$1,900$1,050
per month
State tax
9.9%5%
income tax
Take-home at $75K
$4,122$4,428
per month

Salary needed in Montgomery to match your Bend lifestyle

Based on the 28% cost of living decrease between the two cities.

Your salary in BendEquivalent in Montgomery
$40K$28,929
$50K$36,161
$60K$43,393
$75K$54,241
$80K$57,857
$100K$72,321
$120K$86,786
$150K$108,482

Monthly budget at $75K — Bend vs Montgomery

ExpenseBendMontgomery
Monthly take-home$4,122$4,428
1BR rent$1,900$1,050
Groceries$399$353
Transport$65$38
Utilities$125$170
Internet$68$58
Left after essentials$1,565$2,759

Frequently asked questions

Is Montgomery cheaper than Bend?

Yes. Montgomery has a cost of living index of 81 vs 112 for Bend (100 = US average). That's about 28% cheaper.

How much will I save moving from Bend to Montgomery?

On a $75K salary, moving from Bend to Montgomery could save roughly $888/month on core expenses. That's ~$10,656/year.

What salary do I need in Montgomery to match my Bend lifestyle?

To maintain the same purchasing power as $75,000 in Bend, you'd need roughly $54,241/year in Montgomery. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only