Moving from Bend to Eugene (2026)
Eugene has a COL index of 107 vs 112 for Bend (100 = US average). You'd pay about 4% less for the same lifestyle.
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Key differences
Salary needed in Eugene to match your Bend lifestyle
Based on the 4% cost of living decrease between the two cities.
| Your salary in Bend | Equivalent in Eugene |
|---|---|
| $40K | $38,214 |
| $50K | $47,768 |
| $60K | $57,321 |
| $75K | $71,652 |
| $80K | $76,429 |
| $100K | $95,536 |
| $120K | $114,643 |
| $150K | $143,304 |
💵 Household income (before tax)
Monthly budget at $75K — Bend vs Eugene
| Expense | Bend | Eugene |
|---|---|---|
| Monthly take-home | $4,122 | $4,122 |
| 1BR rent | $1,900 | $1,650 |
| Groceries | $399 | $395 |
| Transport | $65 | $82 |
| Utilities | $125 | $128 |
| Internet | $68 | $65 |
| Left after essentials | $1,565 | $1,802 |
30-Year Wealth Builder
If you invest your monthly savings of $237 in a low-cost index fund (7% avg return), you'd accumulate an extra:
over 30 years compared to staying in Bend — that's the real price of a city.
Frequently asked questions
Is Eugene cheaper than Bend?
Yes. Eugene has a cost of living index of 107 vs 112 for Bend (100 = US average). That's about 4% cheaper.
How much will I save moving from Bend to Eugene?
On a $75K salary, moving from Bend to Eugene saves roughly $250/month on core expenses. That's ~$3,000/year.
What salary do I need in Eugene to match my Bend lifestyle?
To maintain the same purchasing power as $75,000 in Bend, you'd need roughly $71,652/year in Eugene. This is based on the overall COL index difference.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only