Moving from Amarillo to Albany (2026)

Albany has a COL index of 92 vs 80 for Amarillo (100 = US average). Expect to pay about 15% more for the same lifestyle.

Pay ~$534 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8092
100 = US avg
1BR rent
$950$1,400
per month
State tax
None6.9%
income tax
Take-home at $75K
$4,741$4,309
per month

Salary needed in Albany to match your Amarillo lifestyle

Based on the 15% cost of living increase between the two cities.

Your salary in AmarilloEquivalent in Albany
$40K$46,000
$50K$57,500
$60K$69,000
$75K$86,250
$80K$92,000
$100K$115,000
$120K$138,000
$150K$172,500

Monthly budget at $75K — Amarillo vs Albany

ExpenseAmarilloAlbany
Monthly take-home$4,741$4,309
1BR rent$950$1,400
Groceries$346$380
Transport$38$68
Utilities$170$185
Internet$60$65
Left after essentials$3,177$2,211

Frequently asked questions

Is Albany cheaper than Amarillo?

No. Albany has a cost of living index of 92 vs 80 for Amarillo (100 = US average). That's about 15% more expensive.

How much will I save moving from Amarillo to Albany?

On a $75K salary, core expenses in Albany run about $534/month more than Amarillo. Factor this into your salary negotiation when relocating.

What salary do I need in Albany to match my Amarillo lifestyle?

To maintain the same purchasing power as $75,000 in Amarillo, you'd need roughly $86,250/year in Albany. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only