Moving from Albany to Amarillo (2026)

Amarillo has a COL index of 80 vs 92 for Albany (100 = US average). You'd pay about 13% less for the same lifestyle.

Save ~$534/mo
on core expenses · $75K salary baseline

Key differences

COL index
9280
100 = US avg
1BR rent
$1,400$950
per month
State tax
6.9%None
income tax
Take-home at $75K
$4,309$4,741
per month

Salary needed in Amarillo to match your Albany lifestyle

Based on the 13% cost of living decrease between the two cities.

Your salary in AlbanyEquivalent in Amarillo
$40K$34,783
$50K$43,478
$60K$52,174
$75K$65,217
$80K$69,565
$100K$86,957
$120K$104,348
$150K$130,435

Monthly budget at $75K — Albany vs Amarillo

ExpenseAlbanyAmarillo
Monthly take-home$4,309$4,741
1BR rent$1,400$950
Groceries$380$346
Transport$68$38
Utilities$185$170
Internet$65$60
Left after essentials$2,211$3,177

Frequently asked questions

Is Amarillo cheaper than Albany?

Yes. Amarillo has a cost of living index of 80 vs 92 for Albany (100 = US average). That's about 13% cheaper.

How much will I save moving from Albany to Amarillo?

On a $75K salary, moving from Albany to Amarillo could save roughly $534/month on core expenses. That's ~$6,408/year.

What salary do I need in Amarillo to match my Albany lifestyle?

To maintain the same purchasing power as $75,000 in Albany, you'd need roughly $65,217/year in Amarillo. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only