Moving from Albany to Tampa (2026)

Tampa has a COL index of 104 vs 92 for Albany (100 = US average). Expect to pay about 13% more for the same lifestyle.

Pay ~$603 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
92104
100 = US avg
1BR rent
$1,400$2,000
per month
State tax
6.9%None
income tax
Take-home at $75K
$4,309$4,741
per month

Salary needed in Tampa to match your Albany lifestyle

Based on the 13% cost of living increase between the two cities.

Your salary in AlbanyEquivalent in Tampa
$40K$45,217
$50K$56,522
$60K$67,826
$75K$84,783
$80K$90,435
$100K$113,043
$120K$135,652
$150K$169,565

Monthly budget at $75K — Albany vs Tampa

ExpenseAlbanyTampa
Monthly take-home$4,309$4,741
1BR rent$1,400$2,000
Groceries$380$376
Transport$68$65
Utilities$185$195
Internet$65$65
Left after essentials$2,211$2,040

Frequently asked questions

Is Tampa cheaper than Albany?

No. Tampa has a cost of living index of 104 vs 92 for Albany (100 = US average). That's about 13% more expensive.

How much will I save moving from Albany to Tampa?

On a $75K salary, core expenses in Tampa run about $603/month more than Albany. Factor this into your salary negotiation when relocating.

What salary do I need in Tampa to match my Albany lifestyle?

To maintain the same purchasing power as $75,000 in Albany, you'd need roughly $84,783/year in Tampa. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only