XLY vs GLD — 20-Year Performance Comparison
Consumer Discretionary vs Gold — backtested 2005–2024
XLY wins$105,027 vs $55,289 on $10,000 over 20 years
XLYConsumer Discretionary
Final value$105,027
CAGR+12.5%
Max drawdown-37.0%
Best year+44% (2013)
Years won12 of 20
GLDGold
Final value$55,289
CAGR+8.9%
Max drawdown-37.4%
Best year+31% (2007)
Years won8 of 20
Growth of $10,000
2005–2024XLYGLD
XLY$105,027
GLD$55,289
50/50 mix$88,639
50/50 blend: $88,639 (+11.5%/yr CAGR)
Splitting equally between XLY and GLD would have landed between the two — slightly lower CAGR than XLY but less volatility. Try a custom split →
Year-by-year: XLY vs GLD
| Year | XLY | GLD | Winner |
|---|---|---|---|
| 2024 | +30.6% | +26.7% | XLY |
| 2023 | +41.1% | +12.7% | XLY |
| 2022 | -37.0% | -0.8% | GLD |
| 2021 | +24.1% | -4.2% | XLY |
| 2020 | +33.0% | +24.8% | XLY |
| 2019 | +27.9% | +17.9% | XLY |
| 2018 | -0.5% | -1.9% | XLY |
| 2017 | +22.9% | +12.8% | XLY |
| 2016 | +6.0% | +8.0% | GLD |
| 2015 | +10.1% | -10.7% | XLY |
| 2014 | +9.7% | -2.2% | XLY |
| 2013 | +43.6% | -28.3% | XLY |
| 2012 | +23.8% | +6.6% | XLY |
| 2011 | +6.8% | +9.6% | GLD |
| 2010 | +27.7% | +29.3% | GLD |
| 2009 | +41.6% | +24.0% | XLY |
| 2008 | -33.5% | +5.0% | GLD |
| 2007 | +1.2% | +30.6% | GLD |
| 2006 | +17.3% | +22.2% | GLD |
| 2005 | +1.0% | +18.0% | GLD |
More comparisons
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