XLK vs XLY — 26-Year Performance Comparison
Technology vs Consumer Discretionary — backtested 1999–2024
XLY wins$119,011 vs $104,919 on $10,000 over 26 years
XLKTechnology
Final value$104,919
CAGR+9.5%
Max drawdown-74.3%
Best year+62% (2009)
Years won13 of 26
XLYConsumer Discretionary
Final value$119,011
CAGR+10.0%
Max drawdown-37.0%
Best year+44% (2013)
Years won13 of 26
Growth of $10,000
1999–2024XLKXLY
XLK$104,919
XLY$119,011
50/50 mix$120,762
50/50 blend: $120,762 (+10.1%/yr CAGR)
Splitting equally between XLK and XLY would have outperformed both individually — diversification smoothed the ride. Try a custom split →
Year-by-year: XLK vs XLY
| Year | XLK | XLY | Winner |
|---|---|---|---|
| 2024 | +24.0% | +30.6% | XLY |
| 2023 | +57.8% | +41.1% | XLK |
| 2022 | -28.2% | -37.0% | XLK |
| 2021 | +34.5% | +24.1% | XLK |
| 2020 | +43.9% | +33.0% | XLK |
| 2019 | +50.3% | +27.9% | XLK |
| 2018 | -1.6% | -0.5% | XLY |
| 2017 | +38.8% | +22.9% | XLK |
| 2016 | +13.9% | +6.0% | XLK |
| 2015 | +4.3% | +10.1% | XLY |
| 2014 | +19.8% | +9.7% | XLK |
| 2013 | +27.7% | +43.6% | XLY |
| 2012 | +14.0% | +23.8% | XLY |
| 2011 | +2.7% | +6.8% | XLY |
| 2010 | +11.1% | +27.7% | XLY |
| 2009 | +61.7% | +41.6% | XLK |
| 2008 | -42.3% | -33.5% | XLY |
| 2007 | +16.4% | +1.2% | XLK |
| 2006 | +12.2% | +17.3% | XLY |
| 2005 | +1.6% | +1.0% | XLK |
| 2004 | +3.7% | +12.5% | XLY |
| 2003 | +49.6% | +28.4% | XLK |
| 2002 | -37.5% | -18.3% | XLY |
| 2001 | -31.2% | -4.4% | XLY |
| 2000 | -40.2% | -15.6% | XLY |
| 1999 | +61.0% | +19.0% | XLK |
More comparisons
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