VTI vs XLP — 24-Year Performance Comparison
Total US Market vs Consumer Staples — backtested 2001–2024
VTI wins$73,022 vs $62,539 on $10,000 over 24 years
VTITotal US Market
Final value$73,022
CAGR+8.6%
Max drawdown-37.0%
Best year+34% (2013)
Years won16 of 24
XLPConsumer Staples
Final value$62,539
CAGR+7.9%
Max drawdown-15.4%
Best year+28% (2019)
Years won8 of 24
Growth of $10,000
2001–2024VTIXLP
VTI$73,022
XLP$62,539
50/50 mix$70,585
50/50 blend: $70,585 (+8.5%/yr CAGR)
Splitting equally between VTI and XLP would have landed between the two — slightly lower CAGR than VTI but less volatility. Try a custom split →
Year-by-year: VTI vs XLP
| Year | VTI | XLP | Winner |
|---|---|---|---|
| 2024 | +23.8% | +14.7% | VTI |
| 2023 | +26.1% | -1.3% | VTI |
| 2022 | -19.5% | -3.2% | XLP |
| 2021 | +25.7% | +18.6% | VTI |
| 2020 | +21.1% | +10.7% | VTI |
| 2019 | +30.7% | +27.6% | VTI |
| 2018 | -5.2% | -8.5% | VTI |
| 2017 | +21.2% | +13.7% | VTI |
| 2016 | +12.7% | -2.4% | VTI |
| 2015 | +0.4% | +7.0% | XLP |
| 2014 | +12.6% | +16.0% | XLP |
| 2013 | +33.5% | +26.1% | VTI |
| 2012 | +16.4% | +10.8% | VTI |
| 2011 | +1.1% | +14.0% | XLP |
| 2010 | +17.3% | +14.1% | VTI |
| 2009 | +28.8% | +14.9% | VTI |
| 2008 | -37.0% | -15.4% | XLP |
| 2007 | +5.5% | +14.3% | XLP |
| 2006 | +15.7% | +14.3% | VTI |
| 2005 | +5.9% | +3.1% | VTI |
| 2004 | +12.5% | +5.6% | VTI |
| 2003 | +31.4% | +12.6% | VTI |
| 2002 | -21.5% | -5.6% | XLP |
| 2001 | -11.0% | +1.2% | XLP |
More comparisons
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