VTI vs XLB — 24-Year Performance Comparison
Total US Market vs Materials — backtested 2001–2024
VTI wins$73,022 vs $58,954 on $10,000 over 24 years
VTITotal US Market
Final value$73,022
CAGR+8.6%
Max drawdown-37.0%
Best year+34% (2013)
Years won12 of 24
XLBMaterials
Final value$58,954
CAGR+7.7%
Max drawdown-44.9%
Best year+48% (2009)
Years won12 of 24
Growth of $10,000
2001–2024VTIXLB
VTI$73,022
XLB$58,954
50/50 mix$67,125
50/50 blend: $67,125 (+8.3%/yr CAGR)
Splitting equally between VTI and XLB would have landed between the two — slightly lower CAGR than VTI but less volatility. Try a custom split →
Year-by-year: VTI vs XLB
| Year | VTI | XLB | Winner |
|---|---|---|---|
| 2024 | +23.8% | +6.5% | VTI |
| 2023 | +26.1% | +11.9% | VTI |
| 2022 | -19.5% | -13.8% | XLB |
| 2021 | +25.7% | +27.3% | XLB |
| 2020 | +21.1% | +20.6% | VTI |
| 2019 | +30.7% | +24.5% | VTI |
| 2018 | -5.2% | -14.7% | VTI |
| 2017 | +21.2% | +22.1% | XLB |
| 2016 | +12.7% | +17.4% | XLB |
| 2015 | +0.4% | -8.0% | VTI |
| 2014 | +12.6% | +6.9% | VTI |
| 2013 | +33.5% | +25.6% | VTI |
| 2012 | +16.4% | +15.4% | VTI |
| 2011 | +1.1% | -9.8% | VTI |
| 2010 | +17.3% | +20.5% | XLB |
| 2009 | +28.8% | +47.6% | XLB |
| 2008 | -37.0% | -44.9% | VTI |
| 2007 | +5.5% | +22.9% | XLB |
| 2006 | +15.7% | +22.4% | XLB |
| 2005 | +5.9% | +11.0% | XLB |
| 2004 | +12.5% | +13.0% | XLB |
| 2003 | +31.4% | +22.7% | VTI |
| 2002 | -21.5% | -7.4% | XLB |
| 2001 | -11.0% | -9.1% | XLB |
More comparisons
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