VTI vs HYG — 18-Year Performance Comparison
Total US Market vs High Yield Bonds — backtested 2007–2024
VTI wins$57,681 vs $22,983 on $10,000 over 18 years
VTITotal US Market
Final value$57,681
CAGR+10.2%
Max drawdown-37.0%
Best year+34% (2013)
Years won13 of 18
HYGHigh Yield Bonds
Final value$22,983
CAGR+4.7%
Max drawdown-17.5%
Best year+29% (2009)
Years won5 of 18
Growth of $10,000
2007–2024VTIHYG
VTI$57,681
HYG$22,983
50/50 mix$37,740
50/50 blend: $37,740 (+7.7%/yr CAGR)
Splitting equally between VTI and HYG would have landed between the two — slightly lower CAGR than VTI but less volatility. Try a custom split →
Year-by-year: VTI vs HYG
| Year | VTI | HYG | Winner |
|---|---|---|---|
| 2024 | +23.8% | +8.0% | VTI |
| 2023 | +26.1% | +11.5% | VTI |
| 2022 | -19.5% | -11.0% | HYG |
| 2021 | +25.7% | +3.8% | VTI |
| 2020 | +21.1% | +4.5% | VTI |
| 2019 | +30.7% | +14.1% | VTI |
| 2018 | -5.2% | -2.0% | HYG |
| 2017 | +21.2% | +6.1% | VTI |
| 2016 | +12.7% | +13.4% | HYG |
| 2015 | +0.4% | -5.0% | VTI |
| 2014 | +12.6% | +1.9% | VTI |
| 2013 | +33.5% | +5.8% | VTI |
| 2012 | +16.4% | +11.7% | VTI |
| 2011 | +1.1% | +6.8% | HYG |
| 2010 | +17.3% | +11.9% | VTI |
| 2009 | +28.8% | +28.5% | VTI |
| 2008 | -37.0% | -17.6% | HYG |
| 2007 | +5.5% | +1.6% | VTI |
More comparisons
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