SCHD vs XLF — 14-Year Performance Comparison
Dividend Growth vs Financials — backtested 2011–2024
SCHD wins$55,862 vs $48,592 on $10,000 over 14 years
SCHDDividend Growth
Final value$55,862
CAGR+13.1%
Max drawdown-5.9%
Best year+33% (2013)
Years won5 of 14
XLFFinancials
Final value$48,592
CAGR+12.0%
Max drawdown-17.1%
Best year+36% (2013)
Years won9 of 14
Growth of $10,000
2011–2024SCHDXLF
SCHD$55,862
XLF$48,592
50/50 mix$52,682
50/50 blend: $52,682 (+12.6%/yr CAGR)
Splitting equally between SCHD and XLF would have landed between the two — slightly lower CAGR than SCHD but less volatility. Try a custom split →
Year-by-year: SCHD vs XLF
| Year | SCHD | XLF | Winner |
|---|---|---|---|
| 2024 | +25.3% | +30.9% | XLF |
| 2023 | +6.8% | +12.2% | XLF |
| 2022 | -3.2% | -10.5% | SCHD |
| 2021 | +29.5% | +35.0% | XLF |
| 2020 | +11.6% | -1.7% | SCHD |
| 2019 | +28.4% | +32.1% | XLF |
| 2018 | -5.9% | -14.6% | SCHD |
| 2017 | +20.1% | +22.2% | XLF |
| 2016 | +18.8% | +22.8% | XLF |
| 2015 | +0.3% | -1.5% | SCHD |
| 2014 | +14.7% | +15.2% | XLF |
| 2013 | +33.0% | +35.6% | XLF |
| 2012 | +14.1% | +29.0% | XLF |
| 2011 | -0.5% | -17.1% | SCHD |
More comparisons
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