SCHD vs XLB — 14-Year Performance Comparison
Dividend Growth vs Materials — backtested 2011–2024
SCHD wins$55,862 vs $30,870 on $10,000 over 14 years
SCHDDividend Growth
Final value$55,862
CAGR+13.1%
Max drawdown-5.9%
Best year+33% (2013)
Years won10 of 14
XLBMaterials
Final value$30,870
CAGR+8.4%
Max drawdown-14.7%
Best year+27% (2021)
Years won4 of 14
Growth of $10,000
2011–2024SCHDXLB
SCHD$55,862
XLB$30,870
50/50 mix$41,967
50/50 blend: $41,967 (+10.8%/yr CAGR)
Splitting equally between SCHD and XLB would have landed between the two — slightly lower CAGR than SCHD but less volatility. Try a custom split →
Year-by-year: SCHD vs XLB
| Year | SCHD | XLB | Winner |
|---|---|---|---|
| 2024 | +25.3% | +6.5% | SCHD |
| 2023 | +6.8% | +11.9% | XLB |
| 2022 | -3.2% | -13.8% | SCHD |
| 2021 | +29.5% | +27.3% | SCHD |
| 2020 | +11.6% | +20.6% | XLB |
| 2019 | +28.4% | +24.5% | SCHD |
| 2018 | -5.9% | -14.7% | SCHD |
| 2017 | +20.1% | +22.1% | XLB |
| 2016 | +18.8% | +17.4% | SCHD |
| 2015 | +0.3% | -8.0% | SCHD |
| 2014 | +14.7% | +6.9% | SCHD |
| 2013 | +33.0% | +25.6% | SCHD |
| 2012 | +14.1% | +15.4% | XLB |
| 2011 | -0.5% | -9.8% | SCHD |
More comparisons
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