Is $40K a Good Salary in Augusta, GA?
Full budget breakdown for Augusta on $40K/year — take-home after taxes, rent burden, what you can afford, and how it compares to the city median.
Monthly budget in Augusta on $40K
US average equivalent
$47,000
Your $40K in Augusta (COL: 85) buys the same as $47,000/yr in a city with average US cost of living.
vs Augusta median
-18%
The median household income in Augusta is $49,000/yr. You're earning 18% below that.
Cities where $40K goes further
These cities have a lower rent burden at $40K than Augusta.
Other salary levels in Augusta
Frequently asked questions
Is $40K a good salary in Augusta?
$40K/year in Augusta gives you approximately $2,545/month in take-home pay after federal and state taxes. With a median 1BR rent of $1,200/month, your rent burden is 47% of take-home — which is considered difficult. Augusta is one of the more affordable cities for this salary, ranking #54 out of 179 cities.
How much is $40K after taxes in Augusta?
On $40K/year in Augusta (GA), you take home approximately $2,545/month after federal income tax, 5.5% GA state income tax, and FICA. That is roughly $30,540/year net.
What is the cost of living in Augusta on $40K?
Monthly estimated costs in Augusta: rent $1,200, groceries ~$353, transportation ~$42, utilities ~$162, internet ~$58. Total estimated expenses: ~$1,815/month, leaving ~$730/month after essentials on a $40K salary.
Tax estimates use 2026 brackets · Rent data: Zillow Observed Rent Index · Budget figures are estimates for general guidance only