Is $120K a Good Salary in Augusta, GA?

Full budget breakdown for Augusta on $120K/year โ€” take-home after taxes, rent burden, what you can afford, and how it compares to the city median.

Very comfortable
Monthly take-home
$6,605
Rent burden
18%
Affordability rank
#56 / 179

Monthly budget in Augusta on $120K

Take-home payafter taxes
+$6,605
1BR rent18% of take-home
$1,200
Groceriesestimated
$353
Transportationtransit or car insurance
$42
Utilitieselec, gas, water
$162
Internet
$58
Left over after essentials+$4,790/mo

US average equivalent

$141,000

Your $120K in Augusta (COL: 85) buys the same as $141,000/yr in a city with average US cost of living.

vs Augusta median

+145%

The median household income in Augusta is $49,000/yr. You're earning 145% above that.

Cities where $120K goes further

These cities have a lower rent burden at $120K than Augusta.

Other salary levels in Augusta

Frequently asked questions

Is $120K a good salary in Augusta?

$120K/year in Augusta gives you approximately $6,605/month in take-home pay after federal and state taxes. With a median 1BR rent of $1,200/month, your rent burden is 18% of take-home โ€” which is considered very comfortable. Augusta is one of the more affordable cities for this salary, ranking #56 out of 179 cities.

How much is $120K after taxes in Augusta?

On $120K/year in Augusta (GA), you take home approximately $6,605/month after federal income tax, 5.5% GA state income tax, and FICA. That is roughly $79,260/year net.

What is the cost of living in Augusta on $120K?

Monthly estimated costs in Augusta: rent $1,200, groceries ~$353, transportation ~$42, utilities ~$162, internet ~$58. Total estimated expenses: ~$1,815/month, leaving ~$4,790/month after essentials on a $120K salary.

Tax estimates use 2026 brackets ยท Rent data: Zillow Observed Rent Index ยท Budget figures are estimates for general guidance only