Scranton vs Montgomery for Families (2026)

A family-focused comparison of housing, income, taxes, and overall affordability in Scranton, PA vs Montgomery, AL.

  • 2BR rent: $1,400/mo in Montgomery vs $1,400/mo — 0% difference
  • More affordable homeownership in Scranton: $165K median vs $195K
  • Higher median household income in Scranton: $46K/yr vs $44K

Family cost comparison

Metric
Scranton
Pennsylvania
Montgomery
Alabama
2BR rent/month$1,400Better$1,400
Median home price$165KBetter$195K
Median household income$46KBetter$44K
Est. childcare/month$1,079$1,053Better
State income tax3.1%Better5%
Sales tax (combined)6%Better9.2%

Frequently asked questions

Which city is better for raising a family — Scranton or Montgomery?

Based on housing costs, income, and taxes, Scranton scores slightly better for families overall. Montgomery has lower 2-bedroom rents, Scranton is more affordable for homebuyers, though both cities have strong family communities.

What is the average 2-bedroom rent in Scranton vs Montgomery?

As of Q1 2026, median 2BR rent is $1,400/month in Scranton and $1,400/month in Montgomery. Montgomery is 0% cheaper for a 2-bedroom apartment.

Can a family afford to buy a home in Scranton or Montgomery?

The price-to-income ratio in Scranton is 3.6× ($165K home, $46K income) vs 4.4× in Montgomery. A ratio below 3× is generally considered affordable. Scranton is more achievable for first-time family homebuyers.

How much does childcare cost in Scranton vs Montgomery?

Based on cost-of-living indices, estimated childcare (infant/toddler) runs approximately $1,079/month in Scranton and $1,053/month in Montgomery. These are estimates — actual costs vary by provider and program type.

Which city has lower taxes for families?

Scranton has a 3.1% state income tax rate vs Montgomery's 5% rate. For a dual-income family earning $120K combined, the difference can mean $114+/month in take-home.

Childcare estimates based on national average scaled by COL index. Data: Zillow, BLS, Numbeo, Tax Foundation · Q1 2026

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