High value
Scranton, PA
High value
Montgomery, AL

Montgomery wins overall by ~2% (COL index)

Cost of living: Scranton vs Montgomery (2026)

A $60,000 salary in Scranton buys roughly what $58,554 does in Montgomery (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ3.1% vs 5.0% state tax ยท ~$1,140/yr take-home gap
๐Ÿ 0% rent gap (~$0/yr)
๐Ÿ›’2% higher groceries index

Your move simulator

Tell us about your household โ€” we calculate your real annual savings.

๐Ÿ’ต Household income (before tax)$60K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
Scranton
$3,638/mo
take-home pay
Montgomery
$3,543/mo
take-home pay

Estimated annual swing

+$780/yr

Favoring Scranton for this income & household (illustrative).

With an extra $65/mo in Scranton, you could max a Roth IRA contribution faster and still grow your savings buffer.

HousingTaxesGroceries
Scranton
Montgomery
๐Ÿ  HousingQ1 2026

Studio rent/mo

$850โœ“ better
$850

1BR rent/mo

$1,050โœ“ better
$1,050

2BR rent/mo

$1,400โœ“ better
$1,400

Median home price

$165Kโœ“ better
$195K
Scranton saves $30K
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

95
93โœ“ better
Montgomery saves -2

Budget meal (1 person)

$12
$11โœ“ better
Montgomery saves $1/mo

Mid-range dinner (2)

$50
$46โœ“ better
Montgomery saves $4/mo
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

$58
$38โœ“ better
Montgomery saves $20/mo
๐Ÿ’ฐ $240/yr in Montgomery

Gas price/gal

$3.25
$2.98โœ“ better
Montgomery saves $0.27

Car insurance/mo

$145โœ“ better
$148
Scranton saves $3/mo
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$165โœ“ better
$170
Scranton saves $5/mo

Internet/mo

$62
$58โœ“ better
Montgomery saves $4/mo
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

$46Kโœ“ better
$44K
Scranton earns $2K

State income tax%

3.1%โœ“ better
5.0%
Scranton saves 1.9 pp
๐Ÿ’ฐ $1,140/yr in Scranton

Sales tax (combined)%

6.0%โœ“ better
9.2%
Scranton saves 3.2 pp
๐ŸŽฌ LeisureQ1 2026

Movie ticket

$14.00
$13.00โœ“ better
Montgomery saves $1.00

Gym membership/mo

$33
$30โœ“ better
Montgomery saves $3/mo

Beer at restaurant

$5.50
$5.00โœ“ better
Montgomery saves $0.50
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

83
81โœ“ better
Montgomery saves -2

Walk score / 100

42โœ“ better
24
Scranton earns -18

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Turn ~$1,140/yr tax difference into cash back

Montgomery fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Montgomery.

Browse insurance
๐Ÿฆ

High-yield savings

Grow your move fund while you shop for homes

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

Open full interactive tool

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is Scranton cheaper than Montgomery?

No. Montgomery is 2% cheaper than Scranton based on overall cost of living indices (81 vs 83, where 100 = US average).

What is the average rent in Scranton vs Montgomery?

As of Q1 2026, the median 1-bedroom rent in Scranton is $1,050/month and in Montgomery is $1,050/month. Scranton is more expensive by 0%.

How much do I need to earn in Montgomery to match a $75,000 salary in Scranton?

To maintain a similar lifestyle, you would need approximately $73,193/year in Montgomery to match a $75,000 salary in Scranton. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Scranton or Montgomery?

Scranton has the lower state income tax rate at 3.1% vs 5%. The difference is 1.9 percentage points. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Scranton to Montgomery?

It depends on your priorities. Montgomery offers lower overall costs, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

Planning a move?

Salary equivalent: Scranton โ†” Montgomery

How much would you need to earn in Montgomery to match your Scranton purchasing power?

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