Balanced market
Rochester, MN
Balanced market
New Orleans, LA

Rochester wins overall by ~1% (COL index)

Cost of living: Rochester vs New Orleans (2026)

A $60,000 salary in Rochester buys roughly what $60,638 does in New Orleans (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ9.9% vs 4.3% state tax ยท ~$3,360/yr take-home gap
๐Ÿ 0% rent gap (~$0/yr)
๐Ÿ›’2% higher groceries index

Your move simulator

Tell us about your household โ€” we calculate your real annual savings.

๐Ÿ’ต Household income (before tax)$60K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
Rochester
$3,298/mo
take-home pay
New Orleans
$3,578/mo
take-home pay

Estimated annual swing

โˆ’$3,049/yr

Favoring New Orleans for this income & household (illustrative).

With the extra $254/mo, you could pay down a $15,000 card balance in ~60 months and still keep ~$30/mo for dining out.

HousingTaxesGroceries
Rochester
New Orleans
๐Ÿ  HousingQ1 2026

Studio rent/mo

$1,100โœ“ better
$1,100

1BR rent/mo

$1,400โœ“ better
$1,400

2BR rent/mo

$1,850โœ“ better
$1,900
Rochester saves $50/mo
๐Ÿ’ฐ $600/yr in Rochester

Median home price

$290K
$280Kโœ“ better
New saves $10K
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

100
98โœ“ better
New saves -2

Budget meal (1 person)

$13โœ“ better
$14
Rochester saves $1/mo

Mid-range dinner (2)

$54โœ“ better
$55
Rochester saves $1/mo
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

$55โœ“ better
$55

Gas price/gal

$3.25
$3.00โœ“ better
New saves $0.25

Car insurance/mo

$142โœ“ better
$210
Rochester saves $68/mo
๐Ÿ’ฐ $816/yr in Rochester
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$168โœ“ better
$185
Rochester saves $17/mo

Internet/mo

$62
$60โœ“ better
New saves $2/mo
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

$72Kโœ“ better
$48K
Rochester earns $24K

State income tax%

9.9%
4.3%โœ“ better
New saves -5.6 pp
๐Ÿ’ฐ $3,360/yr in New

Sales tax (combined)%

7.5%โœ“ better
9.5%
Rochester saves 2.0 pp
๐ŸŽฌ LeisureQ1 2026

Movie ticket

$14.00โœ“ better
$14.00

Gym membership/mo

$40
$35โœ“ better
New saves $5/mo

Beer at restaurant

$6.00โœ“ better
$6.00
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

94โœ“ better
95
Rochester saves 1

Walk score / 100

38
58โœ“ better
New earns 20

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Turn ~$3,360/yr tax difference into cash back

Rochester fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Rochester.

Browse insurance
๐Ÿฆ

High-yield savings

Grow your move fund while you shop for homes

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

Open full interactive tool

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is Rochester cheaper than New Orleans?

Yes. Rochester is 1% cheaper than New Orleans based on overall cost of living indices (94 vs 95, where 100 = US average).

What is the average rent in Rochester vs New Orleans?

As of Q1 2026, the median 1-bedroom rent in Rochester is $1,400/month and in New Orleans is $1,400/month. Rochester is more expensive by 0%.

How much do I need to earn in New Orleans to match a $75,000 salary in Rochester?

To maintain a similar lifestyle, you would need approximately $75,798/year in New Orleans to match a $75,000 salary in Rochester. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Rochester or New Orleans?

New Orleans has the lower state income tax rate at 4.3% vs 9.9%. The difference is 5.6 percentage points. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Rochester to New Orleans?

It depends on your priorities. Rochester offers lower overall costs, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

Planning a move?

Salary equivalent: Rochester โ†” New Orleans

How much would you need to earn in New Orleans to match your Rochester purchasing power?

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