Balanced market
Raleigh, NC
Premium metro
Portland, OR

Raleigh wins overall by ~19% (COL index)

Cost of living: Raleigh vs Portland (2026)

A $72,500 salary in Raleigh buys roughly what $89,728 does in Portland (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ4.5% vs 9.9% state tax ยท ~$3,924/yr take-home gap
๐Ÿ 11% rent gap (~$2,400/yr)
๐Ÿ›’11% lower groceries index

Your move simulator

Tell us about your household โ€” we calculate your real annual savings.

๐Ÿ’ต Household income (before tax)$73K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
Raleigh
$4,311/mo
take-home pay
Portland
$3,984/mo
take-home pay

Estimated annual swing

+$8,611/yr

Favoring Raleigh for this income & household (illustrative).

With the extra $718/mo, you could pay down a $15,000 card balance in ~21 months and still keep ~$86/mo for dining out.

HousingTaxesGroceries
Raleigh
Portland
๐Ÿ  HousingQ1 2026

Studio rent/mo

$1,400โœ“ better
$1,500
Raleigh saves $100/mo
๐Ÿ’ฐ $1,200/yr in Raleigh

1BR rent/mo

$1,700โœ“ better
$1,900
Raleigh saves $200/mo
๐Ÿ’ฐ $2,400/yr in Raleigh

2BR rent/mo

$2,200โœ“ better
$2,500
Raleigh saves $300/mo
๐Ÿ’ฐ $3,600/yr in Raleigh

Median home price

$380Kโœ“ better
$490K
Raleigh saves $110K
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

96โœ“ better
107
Raleigh saves 11

Budget meal (1 person)

$13โœ“ better
$16
Raleigh saves $3/mo

Mid-range dinner (2)

$55โœ“ better
$65
Raleigh saves $10/mo
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

$70โœ“ better
$100
Raleigh saves $30/mo
๐Ÿ’ฐ $360/yr in Raleigh

Gas price/gal

$3.10โœ“ better
$3.80
Raleigh saves $0.70

Car insurance/mo

$145โœ“ better
$150
Raleigh saves $5/mo
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$150
$130โœ“ better
Portland saves $20/mo
๐Ÿ’ฐ $240/yr in Portland

Internet/mo

$60โœ“ better
$65
Raleigh saves $5/mo
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

$70K
$75Kโœ“ better
Portland earns $5K

State income tax%

4.5%โœ“ better
9.9%
Raleigh saves 5.4 pp
๐Ÿ’ฐ $3,915/yr in Raleigh

Sales tax (combined)%

7.5%
0.0%โœ“ better
Portland saves -7.5 pp
๐ŸŽฌ LeisureQ1 2026

Movie ticket

$15.00โœ“ better
$16.00
Raleigh saves $1.00

Gym membership/mo

$40โœ“ better
$50
Raleigh saves $10/mo

Beer at restaurant

$6.00โœ“ better
$7.00
Raleigh saves $1.00
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

101โœ“ better
125
Raleigh saves 24

Walk score / 100

26
63โœ“ better
Portland earns 37

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Turn ~$3,924/yr tax difference into cash back

Raleigh fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Raleigh.

Browse insurance
๐Ÿฆ

High-yield savings

Park ~$2,400/yr rent savings at 4โ€“5%+ APY

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

Open full interactive tool

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is Raleigh cheaper than Portland?

Yes. Raleigh is 19% cheaper than Portland based on overall cost of living indices (101 vs 125, where 100 = US average).

What is the average rent in Raleigh vs Portland?

As of Q1 2026, the median 1-bedroom rent in Raleigh is $1,700/month and in Portland is $1,900/month. Raleigh is cheaper by 11%.

How much do I need to earn in Portland to match a $75,000 salary in Raleigh?

To maintain a similar lifestyle, you would need approximately $92,822/year in Portland to match a $75,000 salary in Raleigh. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Raleigh or Portland?

Raleigh has the lower state income tax rate at 4.5% vs 9.9%. The difference is 5.4 percentage points. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Raleigh to Portland?

It depends on your priorities. Raleigh offers lower overall costs, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

Planning a move?

Salary equivalent: Raleigh โ†” Portland

How much would you need to earn in Portland to match your Raleigh purchasing power?

Related comparisons