Premium metro
Portland, OR
Balanced market
Salem, OR

Salem wins overall by ~29% (COL index)

Cost of living: Portland vs Salem (2026)

A $66,000 salary in Portland buys roughly what $51,216 does in Salem (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ9.9% vs 9.9% state tax ยท ~$0/yr take-home gap
๐Ÿ 24% rent gap (~$5,400/yr)
๐Ÿ›’7% higher groceries index

Your move simulator

Tell us about your household โ€” we calculate your real annual savings.

๐Ÿ’ต Household income (before tax)$66K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
Portland
$3,627/mo
take-home pay
Salem
$3,627/mo
take-home pay

Estimated annual swing

โˆ’$8,131/yr

Favoring Salem for this income & household (illustrative).

With the extra $678/mo, you could pay down a $15,000 card balance in ~23 months and still keep ~$81/mo for dining out.

HousingTaxesGroceries
Portland
Salem
๐Ÿ  HousingQ1 2026

Studio rent/mo

$1,500
$1,150โœ“ better
Salem saves $350/mo
๐Ÿ’ฐ $4,200/yr in Salem

1BR rent/mo

$1,900
$1,450โœ“ better
Salem saves $450/mo
๐Ÿ’ฐ $5,400/yr in Salem

2BR rent/mo

$2,500
$1,950โœ“ better
Salem saves $550/mo
๐Ÿ’ฐ $6,600/yr in Salem

Median home price

$490K
$380Kโœ“ better
Salem saves $110K
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

107
100โœ“ better
Salem saves -7

Budget meal (1 person)

$16
$14โœ“ better
Salem saves $2/mo

Mid-range dinner (2)

$65
$56โœ“ better
Salem saves $9/mo
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

$100
$72โœ“ better
Salem saves $28/mo
๐Ÿ’ฐ $336/yr in Salem

Gas price/gal

$3.80โœ“ better
$3.80

Car insurance/mo

$150
$145โœ“ better
Salem saves $5/mo
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$130
$125โœ“ better
Salem saves $5/mo

Internet/mo

$65
$63โœ“ better
Salem saves $2/mo
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

$75Kโœ“ better
$57K
Portland earns $18K

State income tax%

9.9%โœ“ better
9.9%

Sales tax (combined)%

0.0%โœ“ better
0.0%
๐ŸŽฌ LeisureQ1 2026

Movie ticket

$16.00
$14.00โœ“ better
Salem saves $2.00

Gym membership/mo

$50
$40โœ“ better
Salem saves $10/mo

Beer at restaurant

$7.00
$6.00โœ“ better
Salem saves $1.00
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

125
97โœ“ better
Salem saves -28

Walk score / 100

63โœ“ better
42
Portland earns -21

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Maximize everyday spend in your new city

Salem fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Salem.

Browse insurance
๐Ÿฆ

High-yield savings

Park ~$5,400/yr rent savings at 4โ€“5%+ APY

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

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Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is Portland cheaper than Salem?

No. Salem is 29% cheaper than Portland based on overall cost of living indices (97 vs 125, where 100 = US average).

What is the average rent in Portland vs Salem?

As of Q1 2026, the median 1-bedroom rent in Portland is $1,900/month and in Salem is $1,450/month. Portland is more expensive by 31%.

How much do I need to earn in Salem to match a $75,000 salary in Portland?

To maintain a similar lifestyle, you would need approximately $58,200/year in Salem to match a $75,000 salary in Portland. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Portland or Salem?

Salem has the lower state income tax rate at 9.9% vs 9.9%. The difference is 0.0 percentage points. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Portland to Salem?

It depends on your priorities. Salem offers lower overall costs, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

Planning a move?

Salary equivalent: Portland โ†” Salem

How much would you need to earn in Salem to match your Portland purchasing power?

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