Can I Afford to Live in Laredo vs Fresno on $150K?

Here's how a $150K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Laredo, TX
$8,944/mo take-home
Rent: $950/mo (11% of take-home)
Very comfortable
Fresno, CA
$7,781/mo take-home
Rent: $1,450/mo (19% of take-home)
Very comfortable

Monthly budget breakdown

Expense
Laredo
TX
Fresno
CA
Monthly take-home (est.)$8,944$7,781
1BR rent$950$1,450
Groceries (est.)$338$380
Transport (est.)$35$72
Utilities$168$142
Internet$58$65
Left after essentials$7,395/month$5,672/month
Laredo (Texas) has no state income tax, boosting take-home vs Fresno (CA rate: 9.3%).

Frequently asked questions

Is $150K a good salary in Laredo?

At $150K/year in Laredo, your estimated monthly take-home is $8,944. With 1BR rent around $950/month, rent takes up 11% of your take-home. That's considered very comfortable.

Is $150K a good salary in Fresno?

At $150K/year in Fresno, your estimated monthly take-home is $7,781. With 1BR rent around $1,450/month, rent takes up 19% of your take-home. That's considered very comfortable.

Which city is more affordable on a $150K salary?

Laredo leaves you with more money after core expenses โ€” $7,395/month vs $5,672/month in Fresno.

Can I afford to live alone in Laredo on $150K?

Yes. At $150K in Laredo, rent takes 11% of your take-home, leaving $7,395/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands โ€” Laredo vs Fresno

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only