Cost of Living: Laredo vs Fresno (2026)

Laredo has a 20% lower overall cost of living than Fresno as of Q1 2026. A one-bedroom apartment runs $950/mo in Laredo vs $1,450/mo in Fresno โ€” a 34% difference. Laredo has no state income tax, giving residents more take-home pay than those in Fresno (9.3% rate).

  • Laredo is 20% cheaper overall (COL index: 79 vs 99)
  • 1BR rent: $950/mo in Laredo vs $1,450/mo โ€” 34% savings
  • Laredo has 0% state income tax โ€” saves ~$3,300+/yr at a $75K salary
  • Higher median household income: Fresno ($56,000/yr vs $44,000/yr)
  • Median home price: $185,000 in Laredo vs $360,000 โ€” 49% difference
Category
Laredo
Texas
Fresno
California
๐Ÿ  HousingQ1 2026
Studio rent/mo$750Best$1,150
1BR rent/mo$950Best$1,450
2BR rent/mo$1,250Best$1,950
Median home price$185KBest$360K
๐Ÿ›’ Food & GroceriesQ1 2026
Groceries index (100 = US avg)89Best100
Budget meal (1 person)$10Best$14
Mid-range dinner (2)$44Best$58
๐ŸšŒ TransportationQ1 2026
Monthly transit pass/mo$35Best$72
Gas price/gal$2.95Best$4.50
Car insurance/mo$158Best$162
โšก UtilitiesQ1 2026
Monthly utilities bundle/mo$168$142Best
Internet/mo$58Best$65
๐Ÿ’ฐ Income & TaxesQ1 2026
Median household income/yr$44K$56KBest
State income tax%0.0%Best9.3%
Sales tax (combined)%8.3%Best8.5%
๐ŸŽฌ LeisureQ1 2026
Movie ticket$12.00Best$15.00
Gym membership/mo$28Best$40
Beer at restaurant$4.50Best$6.50
๐Ÿ“Š OverviewQ1 2026
Overall COL index (100 = US avg)79Best99
Walk score / 1002042Best

Frequently asked questions

Is Laredo cheaper than Fresno?

Yes. Laredo is 20% cheaper than Fresno based on overall cost of living indices (79 vs 99, where 100 = US average).

What is the average rent in Laredo vs Fresno?

As of Q1 2026, the median 1-bedroom rent in Laredo is $950/month and in Fresno is $1,450/month. Laredo is cheaper by 34%.

How much do I need to earn in Fresno to match a $75,000 salary in Laredo?

To maintain a similar lifestyle, you would need approximately $93,987/year in Fresno to match a $75,000 salary in Laredo. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Laredo or Fresno?

Laredo has the lower state income tax rate at 0% vs 9.3%. Laredo has no state income tax at all, which can save thousands of dollars per year depending on your income. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Laredo to Fresno?

It depends on your priorities. Laredo offers lower overall costs and tax advantages, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

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