Ho Chi Minh City
Vietnam · Digital Nomad Guide · April 2026
Nomad Score
Estimated Monthly Budget
Excludes flights, entertainment, and personal expenses. Based on Q1 2026 data.
Nomad Metrics
English
low
Coworking
$100/mo
Walk score
72/100
Local income tax
0% on foreign income
Budget meal
$3
Mid-range meal
$20
Digital Nomad Visa
No dedicated nomad visa — most visitors enter on a tourist visa. Check local embassy for long-stay options.
US Tax Impact
US citizens must file regardless of where they live. Spending 330+ days outside the US may qualify you for the FEIE ($126,500 exclusion for 2025).
Estimate your FEIE savingsCompare Ho Chi Minh City with US Cities
See side-by-side cost of living, salary equivalency, and quality of life comparisons.
Best Financial Products for Nomads in Ho Chi Minh City
Advertiser Disclosure: WealthSpott may earn a commission if you apply through our links. This never influences our rankings or editorial opinions — we evaluate products independently. Learn how we rate products.
No-Fee Travel Credit Cards
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Chase Sapphire Preferred® Card
Chase
Earn 60,000 bonus points. Strong travel and dining rewards.
Capital One Venture X Rewards Credit Card
Capital One
2x miles on everything. $300 travel credit. Premium perks.
Bank of America® Travel Rewards credit card
Bank of America
1.5x points on all purchases. No annual fee. No foreign transaction fee.
Zero-Fee Global Banking
See all →Charles Schwab Investor Checking
Charles Schwab Bank
Unlimited ATM rebates worldwide
Wise Multi-Currency Account
Wise
40+ currencies, mid-market rate
Fidelity Cash Management Account
Fidelity
Unlimited ATM reimbursements worldwide
Travel & Health Insurance
See all →SafetyWing Nomad Insurance
SafetyWing
From $45/mo
World Nomads Explorer Plan
World Nomads
200+ adventure sports
AXA Platinum Travel Plan
AXA Assistance USA
$500K medical + $1M evac
Data sourced from Numbeo, Ookla, IQAir, and government visa portals · Q1 2026