Capital OneBest for Flat-rate travel
Capital One Venture X Rewards Credit Card
Annual Fee
$395/yr
Rewards Rate
2x-10x
Intro Offer
75,000 miles
Regular APR
19.99%-29.99% Variable
Capital One Venture X Rewards Credit Card
Capital One Venture X Rewards Credit Card
2x miles on everything. $300 travel credit. Premium perks.
Our take
Premium travel card with a reasonable annual fee offset by $300 travel credit and 10,000 anniversary miles. Simple 2x on everything.
Highlights
What we like
$300 annual travel credit offsets fee
2x miles on every purchase
Premium perks: lounge access, TSA PreCheck credit
The trade-off
$395 annual fee
Best for frequent travelers
Is this card right for you?
Answer a few quick questions — we'll tell you if it fits your spending habits and credit profile.
Full details
Rewards & Perks
| Rewards rate | 2x-10x |
| Rewards type | Miles |
| Bonus categories | 10x on travel5x on hotels_car_rentals |
| Welcome offer | 75,000 miles |
| Offer requirements | after $4,000 spend in first 3 months |
Fees & APR
| Annual fee | $395/year |
| Intro APR (purchases) | N/A |
| Ongoing APR | 19.99%-29.99% Variable |
| Foreign transaction fee | None |
Eligibility
| Recommended credit score | 670-850 |
Frequently asked questions
What credit score do I need?
This card typically requires a 670-850 credit score. Building or maintaining good credit before applying improves your approval odds.
Are there foreign transaction fees?
No — this card has no foreign transaction fee, making it an excellent choice for international travel and purchases.
How do I earn the welcome offer?
after $4,000 spend in first 3 months
Can I product-change or upgrade this card?
Many issuers allow product changes within the same card family. Contact the issuer directly after 12 months of card membership to ask about upgrade options.
Capital One Venture X Rewards Credit Card