Rocket Mortgage vs. Chase Mortgage
Side-by-side comparison · Updated 2026 · Independently reviewed
Rocket Mortgage
Rocket Mortgage
4.5
Fully online mortgage with fast pre-approval. Best for digital-first buyers.
Full review →
Chase Mortgage
Chase
4.3
Big-bank mortgage with relationship rate discounts and in-branch support in all 50 states.
Full review →WealthSpott Verdict
Chase Mortgage wins on more measurable categories — particularly on rate and cost. Rocket Mortgage may still be the right fit depending on your loan amount and term needs.
Feature
Rocket Mortgage
Chase Mortgage
APR Range
6.50% – 7.80%
6.50% – 8.20%
Loan Amount
$85,000 – $2,500,000
$100,000 – $5,000,000 Best
Term Length
180–360 months
120–360 months
Origination Fee
—
Varies; relationship discounts up to 0.50%
Min Credit Score
620+
620+
Funding Speed
21-30 days
30–45 days
Rocket Mortgage
Chase Mortgage
Not sure which loan is right for you?
Browse all loans