Wells Fargo Home Improvement Loan
Wells Fargo
4.0
9.49%–24.99% APR$3,000–$100,000Fee: NoneMin credit: 660+
APR Range
9.49%–24.99%
Loan Amount
$3,000–$100,000
Term
12–84 mo
Origination Fee
None
Our take
Wells Fargo provides the security of a major bank with no origination fee and branch access for in-person support.
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Full details
| Minimum loan amount | $3,000 |
| Maximum loan amount | $100,000 |
| Lowest APR | 9.49% |
| Highest APR | 24.99% |
| Shortest term | 12 months |
| Longest term | 84 months |
| Origination fee | None |
| Minimum credit score | 660+ |
| Funding speed | 1–3 days |
Frequently asked questions
What is the APR range for Wells Fargo Home Improvement Loan?
Wells Fargo Home Improvement Loan offers APR from 9.49% to 24.99%. Your actual rate depends on creditworthiness, loan amount, and term length.
How much can I borrow with Wells Fargo Home Improvement Loan?
Loan amounts range from $3,000 to $100,000. The amount you qualify for depends on your income, credit score, and existing debt.
What credit score do I need for Wells Fargo Home Improvement Loan?
A minimum credit score of 660 is typically required. However, meeting the minimum doesn't guarantee approval — lenders also consider income, debt-to-income ratio, and employment history.
Does Wells Fargo Home Improvement Loan charge an origination fee?
No, Wells Fargo Home Improvement Loan does not charge an origination fee, which means 100% of your approved loan amount is disbursed to you.
How fast can I get funded with Wells Fargo Home Improvement Loan?
Wells Fargo Home Improvement Loan typically funds loans within 1–3 days. Actual funding time may vary based on verification requirements and your bank.
Is Wells Fargo Home Improvement Loan worth it?
Wells Fargo provides the security of a major bank with no origination fee and branch access for in-person support.
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Verified Apr 2026
Wells Fargo Home Improvement Loan