Fidelity IRA
Editor's ChoiceFidelity
4.7
$0 account fees. Zero-expense index funds. $0 minimum. Best retirement tools.
Editorial score
4.7 / 5
Product type
ira
Our take
Fidelity leads as the best IRA provider with zero-expense-ratio index funds (FZROX, FZILX, FZIPX), no account fees, no minimums, and comprehensive retirement planning tools. Traditional, Roth, Rollover, and SEP IRAs available.
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Full details
| annual fee | $0 |
| key features | Zero-expense index funds, no minimums, retirement planning calculator, all IRA types |
| account minimum | $0 |
| headline metric | $0 fees + 0.00% funds |
| secondary metric | Best retirement tools |
Frequently asked questions
What fees should I watch for with Fidelity IRA?
Check expense ratios on funds, trading commissions, account maintenance fees, and margin rates if you borrow. Fee-free trading does not always mean zero costs.
Is Fidelity IRA a good fit for beginners?
Fidelity leads as the best IRA provider with zero-expense-ratio index funds (FZROX, FZILX, FZIPX), no account fees, no minimums, and comprehensive retirement planning tools. Traditional, Roth, Rollover, and SEP IRAs available.
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Verified Apr 2026
Fidelity IRA