USAA Homeowners Insurance vs. State Farm Renters Insurance
Side-by-side comparison · Updated 2026 · Independently reviewed
USAA Homeowners Insurance
USAA
4.7
Avg $1,500–$1,900/yr. Military families only. Best-in-class service.
Full review →State Farm Renters Insurance
State Farm
4.3
From $12/mo. Replacement cost included. Bundle with auto for 17% off.
Full review →WealthSpott Verdict
USAA Homeowners Insurance and State Farm Renters Insurance are closely matched. Get quotes from both — insurance premiums vary significantly by location, coverage level, and personal risk factors.
Feature
USAA Homeowners Insurance
State Farm Renters
WealthSpott Rating
4.7 / 5 Best
4.3 / 5
Coverage Type
Home Insurance
Renters Insurance
Avg Annual Premium
~$1,700/yr
~$134/yr Best
AM Best Rating
—
—
J.D. Power Score
—
—
Mobile App Rating
—
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USAA Homeowners Insurance
State Farm Renters Insurance
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