State Farm Renters Insurance
State Farm
4.3
From $12/mo. Replacement cost included. Bundle with auto for 17% off.
Editorial score
4.3 / 5
Product type
renters insurance
Our take
State Farm includes replacement cost coverage as standard — most competitors charge extra. Bundling with auto insurance saves up to 17%, making it a smart choice if you already have State Farm auto.
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Full details
| best for | Renters with State Farm auto who want bundling savings |
| headline metric | From $12/mo |
| secondary metric | Replacement cost included |
| avg annual premium | 134 |
| discount highlights | Bundle auto save 17%, paperless, automatic payments |
Frequently asked questions
What should I compare besides premium for State Farm Renters Insurance?
Look at coverage limits, deductibles, exclusions, and customer service reputation. The cheapest quote is not always the best value if coverage is weaker.
Is State Farm Renters Insurance right for me?
State Farm includes replacement cost coverage as standard — most competitors charge extra. Bundling with auto insurance saves up to 17%, making it a smart choice if you already have State Farm auto.
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Verified Apr 2026
State Farm Renters Insurance