USAA Homeowners Insurance vs. Amica Renters Insurance

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

USAA logo
USAA Homeowners Insurance
USAA
4.7

Avg $1,500โ€“$1,900/yr. Military families only. Best-in-class service.

Full review โ†’
Amica Mutual logo
Amica Renters Insurance
Amica Mutual
4.6

Avg ~$107/yr. Lowest rates. #1 customer satisfaction. Dividend payback.

Full review โ†’
WealthSpott Verdict

USAA Homeowners Insurance and Amica Renters Insurance are closely matched. Get quotes from both โ€” insurance premiums vary significantly by location, coverage level, and personal risk factors.

Feature
USAA Homeowners Insurance
Amica Renters Insurance
WealthSpott Rating
4.7 / 5 Best
4.6 / 5
Coverage Type
Home Insurance
Renters Insurance
Avg Annual Premium
~$1,700/yr
~$107/yr Best
AM Best Rating
โ€”
โ€”
J.D. Power Score
โ€”
โ€”
Mobile App Rating
โ€”
โ€”
USAA Homeowners Insurance
Full review
Amica Renters Insurance
Full review

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