Kaiser Permanente Health Plans
Editor's ChoiceKaiser Permanente
4.5
Lowest premiums & deductibles. Silver plans avg $484/mo. Integrated care model.
Editorial score
4.5 / 5
Product type
health insurance
Our take
Kaiser Permanente offers the lowest premiums and deductibles among major insurers. Its integrated care model — where doctors, hospitals, and insurance are all under one roof — streamlines care and keeps costs down.
Is this right for you?
Sign up (free) and we'll tell you if this product fits your specific budget and goals.
Check my fit →Takes 2 minutes · No credit check
Full details
| best for | Members in CA, CO, GA, HI, MD, OR, VA, WA, DC who want integrated care |
| headline metric | Silver from ~$484/mo |
| secondary metric | Lowest avg deductibles |
| discount highlights | Wellness incentives, preventive care fully covered, gym partnerships |
| avg monthly premium silver | 484 |
Frequently asked questions
What should I compare besides premium for Kaiser Permanente Health Plans?
Look at coverage limits, deductibles, exclusions, and customer service reputation. The cheapest quote is not always the best value if coverage is weaker.
Is Kaiser Permanente Health Plans right for me?
Kaiser Permanente offers the lowest premiums and deductibles among major insurers. Its integrated care model — where doctors, hospitals, and insurance are all under one roof — streamlines care and keeps costs down.
Related guides
Verified Apr 2026
Kaiser Permanente Health Plans