IMG iTravelInsured Lite
Best for ExpatsIMG Global
4.3
From $60/mo. $1M medical lifetime max. Pre-existing conditions covered after 10 months.
Editorial score
4.3 / 5
Product type
travel insurance
Our take
IMG Global is the go-to insurer for long-term expats who need full medical coverage, not just trip protection. The $1,000,000 lifetime medical maximum, $500,000 evacuation, and 24/7 assistance make it suitable for those living abroad for 6+ months. Pre-existing conditions are covered after 10 continuous months of coverage.
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Full details
| best for | Long-term expats and slow travelers living abroad 6+ months |
| coverage type | expat_health |
| deductible usd | 250 |
| headline metric | $1M lifetime medical |
| secondary metric | Pre-existing covered after 10 months |
| trip cancellation | No |
| annual premium usd | 680 |
| coverage countries | worldwide |
| medical evacuation | Yes |
| monthly premium usd | 60 |
| medical coverage usd | 1000000 |
| pre existing conditions | Yes |
Frequently asked questions
What should I compare besides premium for IMG iTravelInsured Lite?
Look at coverage limits, deductibles, exclusions, and customer service reputation. The cheapest quote is not always the best value if coverage is weaker.
Is IMG iTravelInsured Lite right for me?
IMG Global is the go-to insurer for long-term expats who need full medical coverage, not just trip protection. The $1,000,000 lifetime medical maximum, $500,000 evacuation, and 24/7 assistance make it suitable for those living abroad for 6+ months. Pre-existing conditions are covered after 10 continuous months of coverage.
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Verified Apr 2026
IMG iTravelInsured Lite