Hippo Homeowners Insurance vs. USAA Homeowners Insurance

Side-by-side comparison · Updated 2026 · Independently reviewed

Hippo Homeowners Insurance

Hippo Insurance

4.1

Modern home-first coverage. Free smart home sensors. 2x electronics coverage.

Full review →

USAA Homeowners Insurance

USAA

4.7

Avg $1,500–$1,900/yr. Military families only. Best-in-class service.

Full review →

WealthSpott Verdict

USAA Homeowners Insurance wins on more measurable categories. Hippo Homeowners Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.

Feature

Hippo Homeowners Insurance

USAA Homeowners Insurance

WealthSpott Rating

4.1 / 5

4.7 / 5 Best

Coverage Type

Home Insurance

Avg Annual Premium

—

~$1,700/yr Best

AM Best Rating

—

J.D. Power Score

—

Mobile App Rating

—

Hippo Homeowners Insurance

Full review

USAA Homeowners Insurance

Full review

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