Hippo Homeowners Insurance vs. State Farm Homeowners Insurance

Side-by-side comparison · Updated 2026 · Independently reviewed

Hippo Insurance logo
Hippo Homeowners Insurance
Hippo Insurance
4.1

Modern home-first coverage. Free smart home sensors. 2x electronics coverage.

Full review →
State Farm logo
State Farm Homeowners Insurance
State Farm
4.3

Avg $1,820–$1,900/yr. Largest insurer. 18,000+ agents. Bundle & save up to 20%.

Full review →
WealthSpott Verdict

State Farm Homeowners Insurance wins on more measurable categories. Hippo Homeowners Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.

Feature
Hippo Homeowners Insurance
State Farm Homeowners
WealthSpott Rating
4.1 / 5
4.3 / 5 Best
Coverage Type
Home Insurance
Home Insurance
Avg Annual Premium
—
~$1,860/yr Best
AM Best Rating
A
—
J.D. Power Score
—
—
Mobile App Rating
—
—
Hippo Homeowners Insurance
Full review
State Farm Homeowners Insurance
Full review

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