Erie Insurance Homeowners vs. USAA Homeowners Insurance

Side-by-side comparison · Updated 2026 · Independently reviewed

Erie Insurance Homeowners

Erie Insurance

4.5

Starting ~$1,280/yr. Best value where available (12 states + DC).

Full review →

USAA Homeowners Insurance

USAA

4.7

Avg $1,500–$1,900/yr. Military families only. Best-in-class service.

Full review →

WealthSpott Verdict

Erie Insurance Homeowners and USAA Homeowners Insurance are closely matched. Get quotes from both — insurance premiums vary significantly by location, coverage level, and personal risk factors.

Feature

Erie Insurance Homeowners

USAA Homeowners Insurance

WealthSpott Rating

4.5 / 5

4.7 / 5 Best

Coverage Type

Home Insurance

Avg Annual Premium

~$1,280/yr Best

~$1,700/yr

AM Best Rating

—

J.D. Power Score

—

Mobile App Rating

—

Erie Insurance Homeowners

Full review

USAA Homeowners Insurance

Full review

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