Erie Insurance Homeowners vs. State Farm Renters Insurance

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

Erie Insurance logo
Erie Insurance Homeowners
Erie Insurance
4.5

Starting ~$1,280/yr. Best value where available (12 states + DC).

Full review โ†’
State Farm logo
State Farm Renters Insurance
State Farm
4.3

From $12/mo. Replacement cost included. Bundle with auto for 17% off.

Full review โ†’
WealthSpott Verdict

Erie Insurance Homeowners and State Farm Renters Insurance are closely matched. Get quotes from both โ€” insurance premiums vary significantly by location, coverage level, and personal risk factors.

Feature
Erie Insurance Homeowners
State Farm Renters
WealthSpott Rating
4.5 / 5 Best
4.3 / 5
Coverage Type
Home Insurance
Renters Insurance
Avg Annual Premium
~$1,280/yr
~$134/yr Best
AM Best Rating
โ€”
โ€”
J.D. Power Score
โ€”
โ€”
Mobile App Rating
โ€”
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Erie Insurance Homeowners
Full review
State Farm Renters Insurance
Full review

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