Southwest Rapid Rewards® Priority vs. U.S. Bank Altitude® Go Visa Signature®

Side-by-side comparison · Updated 2026 · Independently reviewed

Chase logo
Southwest Rapid Rewards® Priority
Chase
4.3

50,000 bonus points. 7,500 anniversary points. $75 travel credit.

Full review →
U.S. Bank logo
U.S. Bank Altitude® Go Visa Signature®
U.S. Bank
4.4

4x on dining. 2x on groceries, streaming, gas. No annual fee.

Full review →
WealthSpott Verdict

U.S. Bank Altitude® Go Visa Signature® wins on more measurable categories — particularly annual cost. Southwest Rapid Rewards® Priority may still win for your wallet depending on your spending patterns.

Feature
Southwest Rapid Rewards®
U.S. Bank Altitude®
Annual Fee
$149/yr
$0 Best
Sign-up Bonus
50,000 points
20,000 points
Rewards Rate
1x-3x
1x-4x
Rewards Type
Points
Points
0% Intro APR
N/A
0% for 15 billing cycles
Regular APR
21.49%-28.49% Variable
19.24%-29.24% Variable Best
Foreign Transaction Fee
Yes
None Best
Recommended Credit Score
670-850
670-850
Southwest Rapid Rewards® Priority
Pros
  • 7,500 anniversary points each year
  • $75 annual Southwest travel credit
  • 4 upgraded boardings per year
  • Path to Companion Pass with enough spending
Cons
  • $149 annual fee
  • Only valuable for Southwest flyers
  • Foreign transaction fee
Full review
U.S. Bank Altitude® Go Visa Signature®
Pros
  • 4x on dining with no annual fee
  • No foreign transaction fee
  • 2x on groceries, streaming, and gas
  • 0% intro APR for 15 billing cycles
Cons
  • Points value is lower than Chase or Amex
  • US Bank has fewer transfer partners
  • Lower sign-up bonus than competitors
Full review

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