US BankBest for No-fee dining rewards
U.S. Bank Altitude® Go Visa Signature®
Annual Fee
$0
Rewards Rate
1x-4x
Intro Offer
20,000 points
Regular APR
19.24%-29.24% Variable
U.S. Bank Altitude® Go Visa Signature®
U.S. Bank Altitude® Go Visa Signature®
4x on dining. 2x on groceries, streaming, gas. No annual fee.
Our take
Strong dining card with 4x on dining and no annual fee or foreign transaction fee. 2x on groceries, streaming, and gas. An underrated alternative to premium cards for budget-conscious foodies.
Highlights
What we like
4x on dining with no annual fee
No foreign transaction fee
2x on groceries, streaming, and gas
0% intro APR for 15 billing cycles
The trade-off
Points value is lower than Chase or Amex
US Bank has fewer transfer partners
Lower sign-up bonus than competitors
Is this card right for you?
Answer a few quick questions — we'll tell you if it fits your spending habits and credit profile.
Full details
Rewards & Perks
| Rewards rate | 1x-4x |
| Rewards type | Points |
| Bonus categories | 4x on dining2x on groceries2x on streaming2x on gas stations/EV charging |
| Welcome offer | 20,000 points |
| Offer requirements | after $1,000 spend in first 90 days |
Fees & APR
| Annual fee | $0 |
| Intro APR (purchases) | 0% for 15 billing cycles |
| Ongoing APR | 19.24%-29.24% Variable |
| Foreign transaction fee | None |
Eligibility
| Recommended credit score | 670-850 |
Frequently asked questions
What credit score do I need?
This card typically requires a 670-850 credit score. Building or maintaining good credit before applying improves your approval odds.
Are there foreign transaction fees?
No — this card has no foreign transaction fee, making it an excellent choice for international travel and purchases.
How do I earn the welcome offer?
after $1,000 spend in first 90 days
Can I product-change or upgrade this card?
Many issuers allow product changes within the same card family. Contact the issuer directly after 12 months of card membership to ask about upgrade options.
U.S. Bank Altitude® Go Visa Signature®