ChaseEditor's ChoiceBest for Southwest loyalists
Southwest Rapid Rewards® Priority
Annual Fee
$149/yr
Rewards Rate
1x-3x
Intro Offer
50,000 points
Regular APR
21.49%-28.49% Variable
Southwest Rapid Rewards® Priority
Southwest Rapid Rewards® Priority
50,000 bonus points. 7,500 anniversary points. $75 travel credit.
Our take
Best for dedicated Southwest flyers. 7,500 anniversary points, $75 travel credit, and 4 upgraded boardings per year offset most of the $149 fee. Path to the coveted Companion Pass.
Highlights
What we like
7,500 anniversary points each year
$75 annual Southwest travel credit
4 upgraded boardings per year
Path to Companion Pass with enough spending
The trade-off
$149 annual fee
Only valuable for Southwest flyers
Foreign transaction fee
Is this card right for you?
Answer a few quick questions — we'll tell you if it fits your spending habits and credit profile.
Full details
Rewards & Perks
| Rewards rate | 1x-3x |
| Rewards type | Points |
| Bonus categories | 3x on Southwest purchases2x on hotel/car rental partners1x on all |
| Welcome offer | 50,000 points |
| Offer requirements | after $1,000 spend in first 3 months |
Fees & APR
| Annual fee | $149/year |
| Intro APR (purchases) | N/A |
| Ongoing APR | 21.49%-28.49% Variable |
| Foreign transaction fee | Yes (3%) |
Eligibility
| Recommended credit score | 670-850 |
Frequently asked questions
What credit score do I need?
This card typically requires a 670-850 credit score. Building or maintaining good credit before applying improves your approval odds.
Are there foreign transaction fees?
Yes, this card charges a foreign transaction fee. See the full details section for the specific amount.
How do I earn the welcome offer?
after $1,000 spend in first 3 months
Can I product-change or upgrade this card?
Many issuers allow product changes within the same card family. Contact the issuer directly after 12 months of card membership to ask about upgrade options.
Southwest Rapid Rewards® Priority