Southwest Rapid Rewards® Priority vs. Capital One Quicksilver Secured Cash Rewards
Side-by-side comparison · Updated 2026 · Independently reviewed
Southwest Rapid Rewards® Priority
Chase
4.3
50,000 bonus points. 7,500 anniversary points. $75 travel credit.
Full review →
Capital One Quicksilver Secured Cash Rewards
Capital One
4.5
1.5% cash back on every purchase. No annual fee. $200 minimum deposit.
Full review →WealthSpott Verdict
Southwest Rapid Rewards® Priority and Capital One Quicksilver Secured Cash Rewards are closely matched. The right choice depends on your top spending categories and whether you'll use each card's perks.
Feature
Southwest Rapid Rewards®
Capital One Quicksilver
Annual Fee
$149/yr
$0 Best
Sign-up Bonus
50,000 points
None
Rewards Rate
1x-3x
1.5% on all purchases
Rewards Type
Points
Cash Back
0% Intro APR
N/A
None
Regular APR
21.49%-28.49% Variable Best
29.99%
Foreign Transaction Fee
Yes
—
Recommended Credit Score
670-850
No credit or rebuilding
Southwest Rapid Rewards® Priority
Pros
- 7,500 anniversary points each year
- $75 annual Southwest travel credit
- 4 upgraded boardings per year
- Path to Companion Pass with enough spending
Cons
- $149 annual fee
- Only valuable for Southwest flyers
- Foreign transaction fee
Capital One Quicksilver Secured Cash Rewards
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