Capital OneBest Flat RateGreat
Capital One Quicksilver Secured Cash Rewards
Annual Fee
$0
Rewards Rate
1.5% on all purchases
Intro Offer
—
Regular APR
29.99%
Capital One Quicksilver Secured Cash Rewards
Capital One Quicksilver Secured Cash Rewards
1.5% cash back on every purchase. No annual fee. $200 minimum deposit.
Our take
Best for simplicity. Flat 1.5% on everything with no annual fee — rare for secured cards.
Is this card right for you?
Answer a few quick questions — we'll tell you if it fits your spending habits and credit profile.
Full details
Rewards & Perks
| Rewards rate | 1.5% on all purchases |
| Rewards type | Cash back |
Fees & APR
| Annual fee | $0 |
| Ongoing APR | 29.99% |
Eligibility
| Recommended credit score | No credit or rebuilding |
Frequently asked questions
What credit score do I need?
This card typically requires a No credit or rebuilding credit score. Building or maintaining good credit before applying improves your approval odds.
Are there foreign transaction fees?
Yes, this card charges a foreign transaction fee. See the full details section for the specific amount.
How do I earn the welcome offer?
Welcome offers typically require a minimum spend within the first 3 months. Check the issuer's site for current terms.
Can I product-change or upgrade this card?
Many issuers allow product changes within the same card family. Contact the issuer directly after 12 months of card membership to ask about upgrade options.
Capital One Quicksilver Secured Cash Rewards