American Express
American Express® Gold Card
4.7
Rewards Rate
1x-4x
Annual Fee
$250
Intro Offer
60K pts
Regular APR
See terms
Strong rewards for food and travel. Annual fee is offset by dining and Uber credits for many cardholders.
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Best Credit Cards for Groceries of 2026
Earn up to 6% back at U.S. supermarkets and wholesale clubs.
Independently reviewed · Verified April 2026 · No sponsored rankings
All categories Best
American Express
Blue Cash Preferred® Card from American Express
4.6
Rewards Rate
1%-6%
Annual Fee
$95
Intro Offer
$350
Regular APR
19.24%–29.99%+
Unmatched 6% back at U.S. supermarkets (up to $6,000/year) and streaming services. The $95 annual fee pays for itself quickly for families spending $200+/month on groceries.
American Express
Blue Cash Everyday® Card from American Express
4.5
Annual Fee
$0
Rewards Rate
1%-3%
Intro Offer
None
Regular APR
19.24%–29.99%+
Strong category bonuses for everyday spending with no annual fee. Good for families and commuters.
US Bank
U.S. Bank Altitude® Go Visa Signature®
4.4
Annual Fee
$0
Rewards Rate
1x-4x
Intro Offer
20K pts
Regular APR
19.24%–29.24%+
Strong dining card with 4x on dining and no annual fee or foreign transaction fee. 2x on groceries, streaming, and gas. An underrated alternative to premium cards for budget-conscious foodies.
Bank of America
Bank of America® Customized Cash Rewards
4.3
Annual Fee
$0
Rewards Rate
1%-3%
Intro Offer
$200
Regular APR
19.24%–29.24%+
Pick your own 3% category from gas, online shopping, dining, travel, drugstores, or home improvement. 2% on groceries and wholesale clubs. Preferred Rewards members can boost rates up to 75%.
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