Capital One Venture X Rewards Credit Card vs. Southwest Rapid Rewards® Priority

Side-by-side comparison · Updated 2026 · Independently reviewed

Capital One logo
Capital One Venture X Rewards Credit Card
Capital One
4.7

2x miles on everything. $300 travel credit. Premium perks.

Full review →
Chase logo
Southwest Rapid Rewards® Priority
Chase
4.3

50,000 bonus points. 7,500 anniversary points. $75 travel credit.

Full review →
WealthSpott Verdict

Capital One Venture X Rewards Credit Card wins on more measurable categories — particularly annual cost. Southwest Rapid Rewards® Priority may still win for your wallet depending on how you spend.

Feature
Capital One Venture
Southwest Rapid Rewards®
Annual Fee
$395/yr
$149/yr Best
Sign-up Bonus
75,000 miles
50,000 points
Rewards Rate
2x-10x
1x-3x
Rewards Type
Miles
Points
0% Intro APR
N/A
N/A
Regular APR
19.99%-29.99% Variable Best
21.49%-28.49% Variable
Foreign Transaction Fee
None Best
Yes
Recommended Credit Score
670-850
670-850
Capital One Venture X Rewards Credit Card
Pros
  • $300 annual travel credit offsets fee
  • 2x miles on every purchase
  • Premium perks: lounge access, TSA PreCheck credit
Cons
  • $395 annual fee
  • Best for frequent travelers
Full review
Southwest Rapid Rewards® Priority
Pros
  • 7,500 anniversary points each year
  • $75 annual Southwest travel credit
  • 4 upgraded boardings per year
  • Path to Companion Pass with enough spending
Cons
  • $149 annual fee
  • Only valuable for Southwest flyers
  • Foreign transaction fee
Full review

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