Capital One Venture X Rewards Credit Card vs. Chase Sapphire Reserve®
Side-by-side comparison · Updated 2026 · Independently reviewed
Capital One Venture X Rewards Credit Card
Capital One
4.7
2x miles on everything. $300 travel credit. Premium perks.
Full review →
Chase Sapphire Reserve®
Chase
4.7
10x on Chase Travel. $300 travel credit. Priority Pass lounge access.
Full review →WealthSpott Verdict
Capital One Venture X Rewards Credit Card wins on more measurable categories — particularly annual cost. Chase Sapphire Reserve® may still win for your wallet depending on how you spend.
Feature
Capital One Venture
Chase Sapphire Reserve®
Annual Fee
$395/yr Best
$550/yr
Sign-up Bonus
75,000 miles
60,000 points
Rewards Rate
2x-10x
1x-10x
Rewards Type
Miles
Points
0% Intro APR
N/A
N/A
Regular APR
19.99%-29.99% Variable Best
22.49%-29.49% Variable
Foreign Transaction Fee
None
None
Recommended Credit Score
670-850
720-850
Capital One Venture X Rewards Credit Card
Pros
- $300 annual travel credit offsets fee
- 2x miles on every purchase
- Premium perks: lounge access, TSA PreCheck credit
Cons
- $395 annual fee
- Best for frequent travelers
Chase Sapphire Reserve®
Pros
- $300 annual travel credit offsets fee
- 10x on Chase Travel portal purchases
- Priority Pass lounge access worldwide
- 3x on dining and travel outside Chase portal
Cons
- $550 annual fee — one of the highest
- Overkill if you don't travel frequently
- Annual fee was recently raised from $450
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