ChaseBest for Premium travel perks
Chase Sapphire Reserve®
Annual Fee
$550/yr
Rewards Rate
1x-10x
Intro Offer
60,000 points
Regular APR
22.49%-29.49% Variable
Chase Sapphire Reserve®
Chase Sapphire Reserve®
10x on Chase Travel. $300 travel credit. Priority Pass lounge access.
Our take
The ultimate travel card with a $300 annual travel credit, Priority Pass lounge access, and 10x on Chase Travel. Best for frequent travelers who can offset the $550 fee with credits and perks.
Highlights
What we like
$300 annual travel credit offsets fee
10x on Chase Travel portal purchases
Priority Pass lounge access worldwide
3x on dining and travel outside Chase portal
The trade-off
$550 annual fee — one of the highest
Overkill if you don't travel frequently
Annual fee was recently raised from $450
Is this card right for you?
Answer a few quick questions — we'll tell you if it fits your spending habits and credit profile.
Full details
Rewards & Perks
| Rewards rate | 1x-10x |
| Rewards type | Points |
| Bonus categories | 10x on Chase Travel3x on dining1x on all |
| Welcome offer | 60,000 points |
| Offer requirements | after $4,000 spend in first 3 months |
Fees & APR
| Annual fee | $550/year |
| Intro APR (purchases) | N/A |
| Ongoing APR | 22.49%-29.49% Variable |
| Foreign transaction fee | None |
Eligibility
| Recommended credit score | 720-850 |
Frequently asked questions
What credit score do I need?
This card typically requires a 720-850 credit score. Building or maintaining good credit before applying improves your approval odds.
Are there foreign transaction fees?
No — this card has no foreign transaction fee, making it an excellent choice for international travel and purchases.
How do I earn the welcome offer?
after $4,000 spend in first 3 months
Can I product-change or upgrade this card?
Many issuers allow product changes within the same card family. Contact the issuer directly after 12 months of card membership to ask about upgrade options.
Chase Sapphire Reserve®