$120K in Lisbon = $105,600 in Kraków

Your $120K salary in Lisbon (COL 63) has the same purchasing power as $105,600 in Kraków (COL 55). Kraków is cheaper — your money goes 12% further there.

$120K in Lisbon, PT
$5,155/mo take-home
Rent: $1,400/mo (27% of take-home)
Comfortable
$105,600/yr in Kraków, PL
$5,240/mo take-home
Rent: $750/mo (14% of take-home)
Very comfortable

Budget breakdown — $120K in both cities

What $120K actually buys you in each city after taxes and core expenses.

Expense
Lisbon
$120K
Kraków
$120K (same salary)
Monthly take-home$5,155$5,955
1BR rent$1,400$750
Groceries$380$380
Transport$150$150
Utilities$90$90
Internet$35$25
Left after essentials$3,100/month$4,560/month
To match your Lisbon purchasing power in Kraków, you'd need to earn $105,600/year (12% less than $120K). At that salary, you'd have $3,845/mo left after essentials — vs $3,100/mo in Lisbon.

Frequently asked questions

What is $120K in Lisbon equivalent to in Kraków?

$120K in Lisbon (COL index 63) has the same purchasing power as $105,600 in Kraków (COL index 55). That's 12% less than your current salary.

If I move from Lisbon to Kraków keeping my $120K salary, will I be better off?

Yes. If you keep earning $120K after moving to Kraków, you'd have $1,460 more per month after core expenses — because Kraków is cheaper than Lisbon.

How is the salary equivalent calculated?

The equivalent salary is calculated by multiplying your current salary by the ratio of the two cities' overall cost of living indices: $120K × (55 ÷ 63) = $105,600. This adjusts for differences in housing, food, transport, and general cost of living.

Equivalency uses overall COL index ratio. Take-home uses simplified federal/state brackets. Zillow · BLS · Numbeo · Q1 2026 · For general guidance only