$40K in Jackson = $15,190 in Phnom Penh

Your $40K salary in Jackson (COL 79) has the same purchasing power as $15,190 in Phnom Penh (COL 30). Phnom Penh is cheaper โ€” your money goes 62% further there.

$40K in Jackson, MS
$2,572/mo take-home
Rent: $1,000/mo (39% of take-home)
Tight
$15,190/yr in Phnom Penh, KH
$1,036/mo take-home
Rent: $350/mo (34% of take-home)
Manageable

Budget breakdown โ€” $40K in both cities

What $40K actually buys you in each city after taxes and core expenses.

Expense
Jackson
$40K
Phnom Penh
$40K (same salary)
Monthly take-home$2,572$2,728
1BR rent$1,000$350
Groceries$346$380
Transport$38$150
Utilities$178$60
Internet$55$40
Left after essentials$955/month$1,748/month
To match your Jackson purchasing power in Phnom Penh, you'd need to earn $15,190/year (62% less than $40K). At that salary, you'd have $56/mo left after essentials โ€” vs $955/mo in Jackson.

Frequently asked questions

What is $40K in Jackson equivalent to in Phnom Penh?

$40K in Jackson (COL index 79) has the same purchasing power as $15,190 in Phnom Penh (COL index 30). That's 62% less than your current salary.

If I move from Jackson to Phnom Penh keeping my $40K salary, will I be better off?

Yes. If you keep earning $40K after moving to Phnom Penh, you'd have $793 more per month after core expenses โ€” because Phnom Penh is cheaper than Jackson.

How is the salary equivalent calculated?

The equivalent salary is calculated by multiplying your current salary by the ratio of the two cities' overall cost of living indices: $40K ร— (30 รท 79) = $15,190. This adjusts for differences in housing, food, transport, and general cost of living.

Equivalency uses overall COL index ratio. Take-home uses simplified federal/state brackets. Zillow ยท BLS ยท Numbeo ยท Q1 2026 ยท For general guidance only