$150K in Houston = $137,368 in St. Louis

Your $150K salary in Houston (COL 95) has the same purchasing power as $137,368 in St. Louis (COL 87). St. Louis is cheaper โ€” your money goes 8% further there.

$150K in Houston, TX
$8,944/mo take-home
Rent: $1,350/mo (15% of take-home)
Very comfortable
$137,368/yr in St. Louis, MO
$7,653/mo take-home
Rent: $1,300/mo (17% of take-home)
Very comfortable

Budget breakdown โ€” $150K in both cities

What $150K actually buys you in each city after taxes and core expenses.

Expense
Houston
$150K
St. Louis
$150K (same salary)
Monthly take-home$8,944$8,356
1BR rent$1,350$1,300
Groceries$357$369
Transport$90$75
Utilities$175$162
Internet$65$60
Left after essentials$6,907/month$6,390/month
To match your Houston purchasing power in St. Louis, you'd need to earn $137,368/year (8% less than $150K). At that salary, you'd have $5,687/mo left after essentials โ€” vs $6,907/mo in Houston.

Frequently asked questions

What is $150K in Houston equivalent to in St. Louis?

$150K in Houston (COL index 95) has the same purchasing power as $137,368 in St. Louis (COL index 87). That's 8% less than your current salary.

If I move from Houston to St. Louis keeping my $150K salary, will I be better off?

Yes. If you keep earning $150K after moving to St. Louis, you'd have $-517 more per month after core expenses โ€” because St. Louis is cheaper than Houston.

How is the salary equivalent calculated?

The equivalent salary is calculated by multiplying your current salary by the ratio of the two cities' overall cost of living indices: $150K ร— (87 รท 95) = $137,368. This adjusts for differences in housing, food, transport, and general cost of living.

Equivalency uses overall COL index ratio. Take-home uses simplified federal/state brackets. Zillow ยท BLS ยท Numbeo ยท Q1 2026 ยท For general guidance only