$100K in Houston = $89,474 in Augusta

Your $100K salary in Houston (COL 95) has the same purchasing power as $89,474 in Augusta (COL 85). Augusta is cheaper โ€” your money goes 11% further there.

$100K in Houston, TX
$6,321/mo take-home
Rent: $1,350/mo (21% of take-home)
Very comfortable
$89,474/yr in Augusta, GA
$5,245/mo take-home
Rent: $1,200/mo (23% of take-home)
Comfortable

Budget breakdown โ€” $100K in both cities

What $100K actually buys you in each city after taxes and core expenses.

Expense
Houston
$100K
Augusta
$100K (same salary)
Monthly take-home$6,321$5,863
1BR rent$1,350$1,200
Groceries$357$353
Transport$90$42
Utilities$175$162
Internet$65$58
Left after essentials$4,284/month$4,048/month
To match your Houston purchasing power in Augusta, you'd need to earn $89,474/year (11% less than $100K). At that salary, you'd have $3,430/mo left after essentials โ€” vs $4,284/mo in Houston.

Frequently asked questions

What is $100K in Houston equivalent to in Augusta?

$100K in Houston (COL index 95) has the same purchasing power as $89,474 in Augusta (COL index 85). That's 11% less than your current salary.

If I move from Houston to Augusta keeping my $100K salary, will I be better off?

Yes. If you keep earning $100K after moving to Augusta, you'd have $-236 more per month after core expenses โ€” because Augusta is cheaper than Houston.

How is the salary equivalent calculated?

The equivalent salary is calculated by multiplying your current salary by the ratio of the two cities' overall cost of living indices: $100K ร— (85 รท 95) = $89,474. This adjusts for differences in housing, food, transport, and general cost of living.

Equivalency uses overall COL index ratio. Take-home uses simplified federal/state brackets. Zillow ยท BLS ยท Numbeo ยท Q1 2026 ยท For general guidance only