$80K in Chicago = $78,505 in Boise

Your $80K salary in Chicago (COL 107) has the same purchasing power as $78,505 in Boise (COL 105). Boise is cheaper โ€” your money goes 2% further there.

$80K in Chicago, IL
$4,730/mo take-home
Rent: $1,900/mo (40% of take-home)
Tight
$78,505/yr in Boise, ID
$4,583/mo take-home
Rent: $1,600/mo (35% of take-home)
Manageable

Budget breakdown โ€” $80K in both cities

What $80K actually buys you in each city after taxes and core expenses.

Expense
Chicago
$80K
Boise
$80K (same salary)
Monthly take-home$4,730$4,670
1BR rent$1,900$1,600
Groceries$388$372
Transport$105$45
Utilities$165$145
Internet$65$60
Left after essentials$2,107/month$2,448/month
To match your Chicago purchasing power in Boise, you'd need to earn $78,505/year (2% less than $80K). At that salary, you'd have $2,361/mo left after essentials โ€” vs $2,107/mo in Chicago.

Frequently asked questions

What is $80K in Chicago equivalent to in Boise?

$80K in Chicago (COL index 107) has the same purchasing power as $78,505 in Boise (COL index 105). That's 2% less than your current salary.

If I move from Chicago to Boise keeping my $80K salary, will I be better off?

Yes. If you keep earning $80K after moving to Boise, you'd have $341 more per month after core expenses โ€” because Boise is cheaper than Chicago.

How is the salary equivalent calculated?

The equivalent salary is calculated by multiplying your current salary by the ratio of the two cities' overall cost of living indices: $80K ร— (105 รท 107) = $78,505. This adjusts for differences in housing, food, transport, and general cost of living.

Equivalency uses overall COL index ratio. Take-home uses simplified federal/state brackets. Zillow ยท BLS ยท Numbeo ยท Q1 2026 ยท For general guidance only