$40K in Cebu City = $37,838 in Medellín
Your $40K salary in Cebu City (COL 37) has the same purchasing power as $37,838 in Medellín (COL 35). Medellín is cheaper — your money goes 5% further there.
Budget breakdown — $40K in both cities
What $40K actually buys you in each city after taxes and core expenses.
| Expense | Cebu City $40K | Medellín $40K (same salary) |
|---|---|---|
| Monthly take-home | $2,728 | $2,728 |
| 1BR rent | $400 | $500 |
| Groceries | $380 | $380 |
| Transport | $150 | $150 |
| Utilities | $55 | $55 |
| Internet | $25 | $30 |
| Left after essentials | $1,718/month | $1,613/month |
Frequently asked questions
What is $40K in Cebu City equivalent to in Medellín?
$40K in Cebu City (COL index 37) has the same purchasing power as $37,838 in Medellín (COL index 35). That's 5% less than your current salary.
If I move from Cebu City to Medellín keeping my $40K salary, will I be better off?
Yes. If you keep earning $40K after moving to Medellín, you'd have $-105 more per month after core expenses — because Medellín is cheaper than Cebu City.
How is the salary equivalent calculated?
The equivalent salary is calculated by multiplying your current salary by the ratio of the two cities' overall cost of living indices: $40K × (35 ÷ 37) = $37,838. This adjusts for differences in housing, food, transport, and general cost of living.
Other salary amounts — Cebu City to Medellín
Equivalency uses overall COL index ratio. Take-home uses simplified federal/state brackets. Zillow · BLS · Numbeo · Q1 2026 · For general guidance only